You’re ready to move on. Maybe the house is too small, you’re moving because of a job, or you want to be closer to family and friends — the top three reasons for selling a home, according to the National Association of Realtors.
No matter... (Read More)
Selling a home can be a nerve-wracking process. It's your baby, after all. You have been there through all the growing pains, from painting the walls your favorite shade, to upgrading the bathrooms and putting your finishing touches on the window... (Read More)
If you are selling your home, it's important to keep safety in mind. Although problems are unlikely, it's always a good idea to do whatever you can to protect your family and personal belongings. Here are several ways to make your selling... (Read More)
You have an excellent credit score and a good job but not enough in the bank for a down payment. Sure, you can ask your parents for money or start saving money. But if you’d rather purchase property now, while interest rates are still very low... (Read More)
Interest rates are on the rise, but that does not mean you must rush right now to purchase a home. Interest rates move slowly, and even with an increase, you’re still seeing historically low rates.
You can get a 30-year fixed-rate... (Read More)
There’s more to your monthly mortgage payment than the amount you borrowed to purchase your home. When you’re calculating how much house you can afford, be sure to consider all of the components that typically make up your monthly home loan... (Read More)
If you’re an active service member in the armed forces, you have a tough job and move around a lot. That’s why the Department of Veterans Affairs 70 years ago launched a home loan program to help you when it’s time to relocate.
That’s... (Read More)
In the rush and excitement of buying a new home, dealing with the financing, going to the closing table, and celebrating the achievement, many forget to adequately plan the actual physical move of their families and belongings.
Here are a few... (Read More)
Maybe you’re blindsided with an expensive medical procedure. Or your spouse loses her job, putting an incredible strain on your household finances. Hundreds of scenarios exist that could put you in a once-unthinkable position: in danger of missing... (Read More)
Most lenders require a down payment equal to at least 20 percent of the purchase price for a conventional loan. Anything less and you’ll have to pay private mortgage insurance (PMI).
But what if you don’t have the funds to put down 20... (Read More)