When it comes to buying a home, there are two very important people who can help guide you through the process. The first is your lender. Your loan officer can help you determine how much home you can afford and help you review your loan... (Read More)
If you’re uncertain if you can meet the standards necessary to secure a conventional mortgage loan, a Federal Housing Administration loan might be the right choice for you. It’s a mortgage product backed by the government, which helps borrowers... (Read More)
Thinking about buying a home? Mortgage rates have been bouncing around near all-time lows for quite a while now. Historically speaking, rates still remain incredibly low. Many home buyers today think that mortgage rates this low are the way it's... (Read More)
No, you won’t get the lowest interest rate with a low credit score, but you can qualify for a mortgage loan. It’ll take more work and probably cost more, but it’s possible. Here’s how you should prepare for the process.
Know your credit... (Read More)
Visiting open houses in your dream neighborhood is a fun way to spend your weekends, but it won’t get you closer to your goal of buying property. When you’re serious about purchasing your first home, you need to know how much money you’ll have... (Read More)
Think the summer is the best time of year to sell a home? The summer home-buying season is certainly a busy one, with many families with children wanting to be settled in their new homes before school starts. But there is plenty of home-buying... (Read More)
Don't think you'll be able to afford to buy your first home anytime soon? The good news is that when it comes to finances, little efforts can lead to big results. These four strategies are designed to help you and your family spend less, save more... (Read More)
You find the unicorn: a house you love in the perfect neighborhood that you can actually afford!
But hold on. It needs work, and you can’t afford to buy it and then make the repairs. So what can you do? Ask your lender about a Federal Housing... (Read More)
"New car smell" is divine, but it might get edged out by the smell of a newly-built home. Pristine carpets, unblemished walls, the scent of freshly-cut lumber lingering in the air — it's hard to beat the excitement of taking ownership of a... (Read More)
Do you think student-loan debt is preventing you from buying a house? A recent survey by the National Association of Realtors supports that opinion.
The survey found that 71 percent of non-homeowners who are current in their student loans believe... (Read More)