Did you know that numerous studies over many years show a link between owning a home and happiness and overall well-being? For example, a report by the Consumer Financial Protection Bureau shows that homeowners generally have higher financial... (Read More)
Part of the moving process is changing your address so that all of your bank statements, bills, magazines and other mail goes to your new home. The quickest and easiest way to do that is to hop online and go to the U.S. Postal Service website... (Read More)
When purchasing a home, your mortgage pre-approval is based on your current financial situation. That's why once you are pre-approved, you should avoid making big changes to your finances. Here are several things you'll want to avoid doing while... (Read More)
Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand.
Each type of point is equal to 1 percent of your total loan amount. For example, on a $200,000 loan, one... (Read More)
Ready for the spring home buying season? In today's strong housing market, multiple offers are the norm in many areas. It's definitely a seller's market. Here are some things to keep in mind as you get ready to make an offer on a property:
Think... (Read More)
Thinking of waiting another year or two to buy a home? If home prices and mortgage rates increase in the next year or two, home buyers could end up with significantly less buying power than they have today.
Today's mortgage rates are near... (Read More)
Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is more than $3,000. While big tax refunds make it a popular time of year to purchase big-ticket items such as large-screen television sets, we'd like to... (Read More)
While most people think of spring as the best time for a massive home cleaning spree, really any time of the year is a great time for cleaning, organizing and making sure your home is a safe place for you and your family.
How safe is your house... (Read More)
Did you know that FSBOs —homes that are For Sale by Owner — account for only about 8 percent of home sales? Or that many properties that start out as FSBOs end up being listed with and sold by a Realtor? Here's why so many people sell their... (Read More)